Honda Finance

Affordable finance at Colwyn Bay Honda

With low rates and deposits from just £99 available, there’s never been a better time to get on two wheels. From time to time, there are even 0% finance deals available direct from Honda Finance, please see individual motorcycles for more details. Obtaining finance couldn’t be easier, you can either submit an application online by clicking onto the vehicle of your choice and then using the button entitled “Apply for Finance”or alternatively we can take the details over the phone. We generally receive a decision in just a couple of hours.

VPL versus PCP

• Personal Loan (VPL) – A personal loan is a convenient way to finance your bike. You simply decide how much deposit you want to pay and we calculate for you how much you want your fixed monthly payment to be and over how long. You’ll then know up front how much your motorcycle will cost you each month until it’s paid off.
• Personal Contract Purchase (PCP) – This is a flexible and affordable way to finance your bike, giving you greater choice. You decide on the bike and we will calculate a guaranteed minimum future value that your bike will be worth. We then deduct this future value from the price of the bike and your finance is base on what’s left. Once you have paid your monthly payments, you have three choices:
  1. You can pay the Guaranteed Minimum Future Value and retain your bike
  2. You can return and hand back your bike at no extra charge
  3. You can part-exchange and renew it for a new bike

0% on Clothing and Parts

We are thrilled to be able to offer 12 months 0% finance on Helmets, Clothing, Parts and Accessories through our partner Santander. We have lots of products from big names such as Halvarssons, Oxford RiderWear and Shoei to name just a few…Please speak to Natalie to find out more about this fantastic facility!

Our Finance Partners

We want you to have flexibility and choice and so we have finance agreements with Honda, Santander and Close Motor Finance. If you have any questions or would like a finance quote for a particular machine/accessory, please contact Natalie on 01492 535959.